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Why Yes Mortgages?

In the present loan market, most lenders are changing their criteria in regard to what, how much and to whom they lend.  This makes it even more important to use a mortgage broker so you know you are getting the right mortgage and right lender to suit your needs.I believe every client has a unique borrowing scenario and time needs to be taken with the client to understand and analyse this, so a correct lending plan and structure can be put in place to achieve goals.In this column, I want to...

November 5, 2019

Feeling the Financial Pinch?

Are you concerned by the current financial situation, increased food costs and the effect it is having on your cashflow and you don’t know what to do?  If you own your own home, there are options available to reduce outgoings and alleviate some of the pressure. Some of the ways we can help include: Change your loan from principal and interest repayments to interest only repayments for a short term period.  This can reduce repayments by 10% or more.Extend the term of your loan eg from...

October 28, 2019

Attention Business Owners!

ATTENTION BUSINESS OWNERS!! Is your business struggling with cash flow? Do you need an injection of capital to grow your business further? Are you having difficulty getting extra funds?   As a Mortgage Broker I can help you by:- Assessing your business position to see if more capital is the answer to grow your businessNegotiating with your bank to increase your existing mortgage for the extra fundsFinding another lender willing to provide the extra fundsRefinancing your existing home mort...

October 21, 2019

Refinancing your Mortgage

Refinancing your mortgage is the process of changing your mortgage lending from your existing lender to a new lender.   Refinancing is a common practice for any of these reasons: You don’t like the lender you are with.You’ve experienced poor service, problems with staff, or high account fees. You want to borrow more money but the lender won’t allow it.Perhaps you want to consolidate debt, borrow to purchase a rental property or a vehicle, or put working capital into a busine...

October 14, 2019

Free up your Cashflow!

Struggling with high interest rates on short term debts such as hire purchases, credit cards or personal loans?? Then maybe you should consider debt consolidation. What is debt consolidation?It’s the combining of several short term debts incurring high interest rates into one loan at a lower rate of interest. Who should consider debt consolidation?If you own your own home you can consolidate your short term debts into one loan by taking out a new mortgage against your house which is sufficient...

October 4, 2019 Posts 1-5 of 5 | Page